• Terms and Conditions

    A. Terms and Conditions

    This web site is owned and maintained by the Mufidsukkar.com. The use and access of pages of the Mufidsukkar.com web site is subject to the terms and conditions set out below.

    By accessing the website mufidsukkar.com (“Site”) you confirm that you are a business user over the age of 18 years and permitted to use this Site, and you agree to be bound by all of the following terms and conditions of use (“Terms”).

    These Terms govern your access to the Site except where there are separate terms and conditions relevant to particular areas of this Site, which are indicated on the appropriate Site page. If you do not agree to abide by these Terms then you should not use this Site. For clarity, in these Terms, references to “we”, “us”, “our” and “ourselves” are references to MUFIDSUKKAR.COM and any of its affiliates or group companies.

    We may from time to time modify these Terms and will post a copy of the amended Terms on this Site. You will be bound by such updated Terms from the time they are posted on this Site. We would advise you to periodically visit this Site and this web page to ensure that you are up to date with any changes that have been made.

    B. Access

    We reserve the right to restrict certain areas of this Site to approved registered users. In the event that any area of the Site requires you to register with us prior to obtaining access, you agree to provide true, accurate, current and complete details, including but not limited to a member name and password as well as your name, address, telephone number and a valid email address (“Account Information”). You agree to update your Account Information as necessary to keep it accurate. MUFIDSUKKAR.COM will use your Account Information in accordance with its Privacy Policy.

    You agree to notify us immediately of any unauthorised use of your member name, password or account. MUFIDSUKKAR.COM will not be responsible for any losses arising out of the unauthorised use of your account and you agree to indemnify MUFIDSUKKAR.COM for any improper, unauthorised or illegal uses of your account.

    C. License to use the website

    MUFIDSUKKAR.COM grants to you a, non-exclusive, non-transferable license to access and use the Site in accordance with these Terms. Any use of the Site not specifically permitted under these Terms is strictly prohibited.

    D. Intellectual Property

    You acknowledge that MUFIDSUKKAR.COM owns or has a license to all title and copyright in and to the content provided on this Site. All title and intellectual property rights in and to any licensed content provided on this Site is the property of the respective content owners and may be protected by applicable copyright or other intellectual property laws and treaties and subject to use restrictions under such laws or treaties.

    You may use this Site for your information and internal business purposes and you may make a copy of the pages of this Site but only for your internal business use, and provided that you keep all copyright and other proprietary notices intact. Any modification, transmission, hiring, copying or use of the content of this Site for public or commercial purposes (other than internal business use) is prohibited. The following are registered trademarks or trademarks of MUFIDSUKKAR.COM: “Leadership Beyond Finance” and its design logo, as well as certain other MUFIDSUKKAR.COM trademarks, service marks and logos (collectively, the ” Mufidsukkar.com trademarks”) used in connection with MUFIDSUKKAR.COM’s provision of services.

    E. Restrictions

    You agree that you will not: (i) use the Site to reproduce, transmit, display or distribute copyrighted material in any medium or via any method without MUFIDSUKKAR.COM ‘s express written permission; (ii) copy, store, edit, change, prepare any derivative work of or alter in any way any of the content provided on this Site; or (iii) use our Site in any way that violates these Terms.

    You agree that you will not: (a) impersonate any person or entity or misrepresent your affiliation with any other person or entity; (b) engage in spamming, flooding, harvesting of e-mail addresses or other personal information, screen scraping, database scraping, or any other activity with the purpose of obtaining lists of users or any other information, including specifically, property listings available through the Site; (c) send chain letters or pyramid schemes via the Site; (d) attempt to gain unauthorized access to other computer systems through the Site; or (e) use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site.

    F. Privacy Policy and Submission of Information

    Unless otherwise addressed in these Terms, your use of this site is subject to MUFIDSUKKAR.COM’s Privacy Policy. Other than personally identifiable information, which is covered under our Privacy Policy, any material you transmit or post to the Site shall be considered non-confidential and non-proprietary. MUFIDSUKKAR.COM shall have no obligations with respect to such material. Any communications and other material you transmit or post to this Site is and shall remain as our property and by sending the same you agree that we may use the same for any purpose whatsoever, without any compensation being payable by us to you.


    The Site is provided to you “as is”. Any use of this Site is at your own risk. To the maximum extent permitted by law, MUFIDSUKKAR.COM excludes all warranties, either express or implied (including, but not limited to, implied warranties of satisfactory quality, fitness for purpose and the use of reasonable care and skill). MUFIDSUKKAR.COM makes no representations, warranties or guarantees that this Site will be free from corruption, attack, viruses, interference, hacking, or other security intrusion.

    Whilst we have worked diligently to provide accurate and complete information, this Site is provided free of charge to you and we cannot be liable to any person for any loss or damage which may arise directly or indirectly from the use of this Site (or any inability to use it) or any of the information contained on this Site. All property listing information on this Site is subject to the possibility of errors, omissions, change of price, rental or other conditions, prior sale, lease or financing, or withdrawal without notice. Any projections, opinions, assumptions or estimates contained within this Site are for example only and may not represent current or future performance of a listed property. You and your tax and legal advisors should conduct your own investigation of any property listed on this Site and any contemplated transaction concerning the same.

    G. Exclusion of Liability

    Nothing in these Terms operates to restrict MUFIDSUKKAR.COM’s liability for death or personal injury arising as a result of our negligence or for fraudulent misrepresentation.

    In no event will MUFIDSUKKAR.COM be liable to you for indirect, general, special, incidental, consequential, exemplary or other damages (including, without limitation, damages for loss of profits, business interruption, corruption of files, loss of business information or any other pecuniary loss) in connection with the Site in any way or in connection with the use, inability to use or the results of use of the Site, even if MUFIDSUKKAR.COM has been advised of the possibility of such damages. No oral or written information or advice given by MUFIDSUKKAR.COM or others will create a warranty and neither you nor any third party may rely on any such information or advice.

    Information provided on Mufidsukkar.com website is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. The Mufidsukkar.com will not be liable for any loss or damage sustained by any user as a result of his/ her reliance on information contained in this site.

    Information on this website, including these terms and conditions, are subject to change by us without notification.

    Access to and use of the Mufidsukkar.com website is at the user’s own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property.

    This website contains links to other websites. Mufidsukkar.com accepts no responsibility or liability for the privacy of your personal information on such websites, as these are beyond our control.

    H. Personal Data & Confidentiality in ICPAC & WTCCY

    i) What is Personal Data

    Personal data is any information which relates to a natural person who is alive and whose identity is known or can be identified e.g identity number, name, address, email, phone, etc.

    The visitor/user provides, with the use of the website, his consent to the use of his /her personal data by MUFIDSUKKAR.COM website.

    ii) Mufidsukkar.com Commitment

    • The Mufidsukkar.com is committed to comply with the legislation for the protection of personal data (The Processing of Personal Data (Protection of Individuals) Law 138 (I)/2001) to take the necessary measures for the protection of personal data of visitors/users of its website
    • The Mufidsukkar.com is committed to comply with the legislation for the protection of personal data (The Processing of Personal Data (Protection of Individuals) Law 138 (I)/2001) to take the necessary measures for the protection of personal data of visitors/users of its website.
    • Your personal data will be kept confidential and will be treated as such. Any information about you will not be disclosed to third parties, except in cases where it is allowed be the law.

    iii) Customer Rights

    In accordance with the provisions of the law, you are entitled to access the details of your personal data. If you have any questions or concerns, do not hesitate to contact us in writing at the following email address or by telephone: Mufid Sukkar, mufidsukkar@gmail.com

    I. Breach of Terms and Conditions

    In cases of breach of these Terms and Conditions by any user, the MUFIDSUKKAR.COM may and will take all necessary actions to protect its rights, not excluding the possibility of blocking access of any user to the Site.

    J. Governing Law

    The use of our website shall be governed by Laws of Cyprus.

    K. Problems experienced using Mufidsukkar.com website

    Mufidsukkar.com website has been extensively tested. However, if you experience a problem please report it to us by e-mail (mufidsukkar@gmail.com).

    This document was last updated on April 23, 2018